Employee Benefits

The cost of employee benefits often represent your largest employee expense. With the increasing cost of health insurance in particular, benefit programs are receiving a great deal more scrutiny than ever before. That’s why choosing a firm to help design and implement your employee benefit programs is such an important decision.

Kinney Pike Insurance Rathbone & Company Employee Benefits Division helps businesses of all sizes design and implement employee benefit programs.  We provide assistance and value-add services throughout the year.  Our services are tailored to fit the particular needs of each group, regardless of size. The following is a partial summary of our specific areas of expertise we offer our clients:

• Design, implementation and performance monitoring of employer group health, life, dental and disability programs
• Evaluation of alternative employee benefit program financing mechanisms
• Ongoing monitoring and reporting on financial and experience results
• Strategic planning models to address future issues
• Introduction to communication and benefit delivery tools to improve employee involvement and satisfaction with valuable employee benefits
• Advising in the areas of administration problem resolution and compliance with COBRA, ARRA, HIPAA, ERISA, FMLA and Section 125
• Negotiating with carriers to optimize renewal outcome
• Implementing a dynamic set of internet-based employee benefits and human resources tools including a vast resource library with a wide variety of topics related to human resources, employee benefits and wellness topics, and legislative guides.