The cost of employee benefits often represent your largest employee expense. With the increasing cost of health insurance in particular, benefit programs are receiving a great deal more scrutiny than ever before. That’s why choosing a firm to help design and implement your employee benefit programs is such an important decision.

At Rathbone & Company (Kinney Pike's Employee Benefits Division), we help you design and implement your employee benefit programs, as well as monitor the financial results of each benefit program for you. Our services are tailored to fit the particular needs of each client. The following is a partial summary of our specific areas of expertise we offer our clients:

• Design, implementation and performance monitoring of employer group health, life, dental and disability programs
• Evaluation of alternative employee benefit program financing mechanisms
• Ongoing monitoring and reporting on financial and experience results
• Strategic planning models to address future issues
• Introduction to communication and benefit delivery tools to improve employee involvement and satisfaction with valuable employee benefits
• Advising in the areas of administration problem resolution and compliance with COBRA, HIPAA, ERISA and Section 125
• Negotiating with carriers to optimize renewal outcome
• Implementing a dynamic set of internet-based employee benefits and human resources tools including a vast resource library with a wide variety of topics related to human resources, employee benefits and wellness topics, and legislative guides.