Worker’s Compensation Insurance

Worker’s Compensation

Worker’s compensation insurance – or worker’s comp for short – protects both the employee and the employer, and is required in nearly every state in the U.S.  Worker’s comp ensures that employees are taken care of financially in the result of a workplace injury.  This includes medical and rehabilitative expenses, and income for the employee during their time of recovery.  The worker’s comp insurance also protects the business from being sued by the injured employee, in most cases. Therefore, the right worker’s compensation insurance should be strongly considered for your business to protect it as well as your workers.

With worker’s comp insurance, it doesn’t matter whether the employer or employee are at fault.  Worker’s comp will cover the incident.   Our Business Insurance Specialists work with clients to review their worker’s comp package annually, making suggestions on ways to improve workplace safety.

What does Workers Compensation Typically Cover?

Worker’s comp packages generally cover:

  • Any injury on the job
  • Repetitive motion injuries
  • Respiratory issues resulting from work
  • Liability
  • Medical costs
  • Rehab costs
  • Income replacement
  • Death or dismemberment

Account Executive Teams

Rutland Office

White River Junction Office

Williston Office

Randolph Office

St. Johnsbury Office

Swanton Office


Relevant Resources

  • Risk Management/Safety Training Calendar

    Kinney Pike offers their business clients access to free webinars (through our Succeed web portal) and seminars on risk management and workplace safety topics. If you’re not a client, contact Ryan Wilson for a free trial. Read more

  • Northern Safety Solutions

    Kinney Pike’s Loss Control Division is continuing to expand and deliver exceptional services to help businesses minimize loss, protect their assets, and focus on growing their business. Find out more about the broad range of services available to small businesses, and how we can help your business develop a comprehensive Risk Management Program. Read more

  • Business Insurance FAQs

    Kinney Pike has the resources to better protect you. Here are a few freqeuntly asked questions about Business Insurance. Read more